Everything you need,
nothing you don't
Easymony is packed with powerful tools to help you manage your personal finances — all with total privacy and zero cloud dependency.
Local Database
All your financial records are stored directly on your device using a fast, reliable local database. No cloud required — your data is always under your control.
Custom Budgets
Design budget categories that match your exact lifestyle. Create, rename, and color-code categories for income, expenses, savings, and more.
Subcategories
Organize every category with subcategories for granular tracking. For example, Insurance can have Health, Car, Home, Life, Travel, and more. Two-level organization keeps things structured but simple.
Multiple Accounts
Track money across accounts — cash, bank, credit cards, savings, and more. See your complete financial picture in one place.
One-Tap Entry
Add transactions in a single tap. Pin your most-used categories to the home screen, tap to select, enter the amount — done. So simple anyone can use it.
Undo & Delete
Made a mistake? Undo or delete any transaction within the current month. Fix errors instantly without worrying about messing up your records.
Zero-Based Budgeting
Assign every dollar of income to a category — income minus expenses equals zero. An optional toggle with gentle warnings, never forced. You choose your budgeting style.
Goal Tracking
Set multiple goal types — savings, debt payoff, emergency fund, and more. Track target amounts, deadlines, and progress over time.
Net Worth Tracking
Auto-calculated net worth from all your accounts and data. See your total assets minus liabilities in real-time, with historical trends over time.
Advanced Analytics
Understand your spending at a glance with clean, intuitive charts. Get insights and trends — like 'You spent 20% more on dining this month' — to make smarter financial decisions.
PDF Exports
Generate professional transaction reports and invoices with a single tap. Share them via email, WhatsApp, or save them directly to your device.
Backups
Export a complete ZIP backup of your entire database at any time. Premium users get automatic Google Drive sync — encrypted, automatic, effortless.
Scheduled Payments
Set up recurring payment reminders for bills, rent, subscriptions, and more. Easymony notifies you before any scheduled payment is due.
Biometric Lock
Protect your financial data with a PIN or biometric authentication (fingerprint/face ID). No one accesses your data without your permission.
Multi-Currency
Track finances in any currency. Easymony supports all major world currencies with full manual exchange rate control — no API required.
Desktop Preview
View your financial data on a larger screen with read-only desktop apps for Windows and Mac. Synced via Google Drive, so your data is always up to date.
Easymony vs Traditional Finance Apps
See how Easymony compares to popular budgeting apps.
| Feature | Easymony | Mint | YNAB | Goodbudget |
|---|---|---|---|---|
| Price | Free / $0.99/mo | Free (ads) | $14.99/mo | Free / $8/mo |
| Offline Mode | 100% offline | Requires internet | Requires internet | Requires internet |
| Data Collection | None | Collects & sells | Collects data | Collects data |
| Ads | None, ever | Yes | None | Free tier has ads |
| Budget Categories | 14 free / Unlimited | Limited | Unlimited | Limited (free) |
| Subcategories | 12 per category / Unlimited | No | No | No |
| Multiple Accounts | 5 free / Unlimited | Yes | Yes | Limited |
| Zero-Based Budgeting | Optional (Premium) | No | Yes (forced) | No |
| Goal Tracking | Advanced + deadlines | Basic | Advanced | Basic |
| Net Worth Tracking | Auto-calculated | Yes | Yes | No |
| Undo Transactions | Yes (current month) | Yes | Yes | Yes |
| Bank Linking | No (manual, private) | Yes | Yes | No |
| Export Options | PDF, ZIP, Google Drive | CSV | CSV | CSV |
| Multi-Currency | 150+ currencies | Limited | No | No |
| One-Tap Entry | Yes | No | No | No |
| Desktop Preview | Windows & Mac | No | No | No |
On the Roadmap
We're constantly building new ways to help you save.
SMS Transaction Detection
Automatically detect and log transactions from bank SMS alerts — no manual entry needed. Coming to both iOS and Android.
AI Financial Assistant
Personalized spending tips and habits analysis powered by local AI.
Free to start. $0.99/mo for everything.
No subscriptions. No ads. No data collection. Just a powerful finance app that works for you.