Question 1

Is Easymony free?

Accepted Answer

Easymony has a generous free tier with 14 categories, 12 subcategories per category, 5 accounts, 1 budget plan, and 3 scheduled payments. Premium at $0.99/month removes all limits and unlocks advanced features like zero-based budgeting, goal tracking, net worth tracking, and Google Drive auto-sync.

Question 2

How much does Easymony Premium cost?

Accepted Answer

Premium is $0.99/month (price may vary slightly by region). That's less than a cup of coffee. It removes all limits — unlimited categories, subcategories, accounts, budget plans, and scheduled payments — plus unlocks zero-based budgeting, advanced goal tracking, net worth tracking, advanced analytics, Google Drive auto-sync, and desktop preview.

Question 3

Does Easymony collect or sell my financial data?

Accepted Answer

No. Easymony uses an offline-first architecture. All your financial data is stored locally on your device in a secure SQLite database. There are no servers for core data, no analytics, no trackers, and no data collection of any kind.

Question 4

What is zero-based budgeting?

Accepted Answer

Zero-based budgeting is a method where you assign every dollar of income to a specific category so income minus expenses equals zero. Easymony supports this as an optional toggle in Premium. Unlike YNAB which forces this method, Easymony gives gentle warnings but never blocks you. You choose your budgeting style.

Question 5

What are subcategories in Easymony?

Accepted Answer

Subcategories let you organize each budget category into more specific groups. For example, an Insurance category can have Health, Car, Home, Life, and Travel subcategories. Easymony uses a two-level structure: Category → Subcategory, with up to 12 subcategories per category in the free tier and unlimited in Premium.

Question 6

How does goal tracking work?

Accepted Answer

Easymony supports multiple goal types including savings goals, debt payoff, emergency fund, and more. You can set target amounts, deadlines, and track progress over time. Premium users get advanced goal tracking with deadline support.

Question 7

What is net worth tracking?

Accepted Answer

Net worth tracking automatically calculates your total net worth from all accounts and data in Easymony. It adds up assets and subtracts liabilities to show your net worth in real-time, with historical trends over time. Available in Premium.

Question 8

How many accounts can I create?

Accepted Answer

Free users can create up to 5 accounts. Premium users get unlimited accounts. You can create accounts for cash, bank, credit cards, savings, or any custom type.

Question 9

What platforms does Easymony support?

Accepted Answer

Easymony is available on iOS (App Store), Android (Google Play), Windows (read-only preview, Premium), and Mac (read-only preview, Premium).

Question 10

How many currencies does Easymony support?

Accepted Answer

Easymony supports over 150 world currencies with manual exchange rate control.

Question 11

Can I undo a transaction in Easymony?

Accepted Answer

Yes. You can undo or delete any transaction within the current month. Fix errors instantly without worrying about messing up your records.

Feature	Free	Premium
Budget Categories	14 max	Unlimited
Subcategories per Category	12 max	Unlimited
Accounts	5 max	Unlimited
Budget Plans	1	Unlimited
Scheduled Payments	3 max	Unlimited
Zero-Based Budgeting	—	Yes
Goal Tracking	Basic	Advanced + Deadlines
Net Worth Tracking	—	Yes
Advanced Analytics	Basic charts	Insights & trends
Google Drive Auto-Sync	Manual ZIP	Automatic
Desktop Preview	—	Windows & Mac
SMS Transaction Detection	Coming soon	Coming soon

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Free vs Premium at a glance

Why is Premium only $0.99/month?

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Free to start.$0.99 to unlock everything.